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In all states except New York, insurance products and prepaid dental products are underwritten or provided by Sun Life Assurance Company of Canada (Wellesley Hills, MA) ("SLOC") and by Union Security Insurance Company (Kansas City, MO), administered by SLOC. In certain states prepaid dental products are provided by prepaid dental companies affiliated with SLOC. In New York, insurance products and prepaid dental products are underwritten or provided by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) ("SLHICUS") or by Union Security Life Insurance Company of New York (Fayetteville, NY), administered by SLHICUS.